Whatever the size and shape of your business, you have a duty of care to prevent harm or damage to all people and property you or your employees come into contact with during business.
It might be a slip or trip that causes injury, a faulty product that damages property, or even an advertisement that unintentionally misleads.
Try as you might prevent these incidents, they’re often beyond your control. They may not even be your fault. But they could cost your business millions if you don’t have the right cover.
General Liability insurance, also known as Public and Product Liability insurance, helps to protect your business in the event a claim for compensation is brought against you for injury or damage arising out of the course of your business. This could include:
Claims for medical costs and damages that result from an injury or illness caused by your business.
Claims for physical loss, destruction or damage to tangible property caused by your business.
Claims for stolen ideas, invasion of privacy, defamation, misleading advertising or unfair competition arising out of your business.
Covers the costs we incur to defend you and your reasonable expenses incurred to defend a claim against your business.
